What a happy thing for us this weekend... we were able to pay off our truck two years early! We were so happy. Working extra jobs and long hours is really paying off. We asked the teller at the bank to take a picture of us. She said that it was the first time ever that she had somebody ask her to do that. So, we officially own our vehical. YAHOO! We were able to pay off about $3000 in just a few months. Now we just have to pay off my lovely braces. Just $3000 more to go! We are taking the advice of Dave Ramsey to get our debt paid off. Check out his site. If we would all live by his simple debt free steps and rules, the world would be a happier and much friendlier place!